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How to Obtain Motorcycle Insurance for Europe, the UK, Africa & North America
🇺🇸 🇨🇦 Temporary Motorcycle Insurance for North America
Insurance for foreign-registered motorcycles in North America is currently more limited and structured than in Europe.
Unlike the Green Card system, there is no single unified policy that applies across all regions. Requirements can vary by province (Canada) and state (U.S.), and availability depends on the rider’s individual situation.
While our former insurance division has now closed, we continue to stay informed on how riders are successfully navigating this process.
🧭 What to Expect
Most riders today take one of the following approaches:
Obtain U.S.-based liability coverage and confirm where it may be recognized
Explore Canadian provincial options (which may be more restrictive and often tied to residency)
Use a combination of coverages depending on their route
Because requirements vary, all details should be confirmed directly with the provider before travel.
🔗 Insurance Resources for International Riders
1) Clements Worldwide
International coverage including liability, theft, and damage (some Canada restrictions may apply)
www.clements.com
2) National Unity (Seguro)
U.S.-based liability policies for foreign-plated motorcycles
https://www.nationalunity.com/seguros/seguro-moto
3) GEICO Overseas
Access to international vehicle insurance through global partners
www.geico.com/overseas-insurance
4) Tokio Marine HCC
Specialty international insurer — inquire regarding motorcycle eligibility
www.tmhcc.com
5) One80 Intermediaries
Broker with access to specialty and international insurance markets
www.one80intermediaries.com
6) Cross Border Coverage
Primarily U.S. / Mexico cross-border vehicle coverage (useful for reference)
www.crossbordercoverage.com
7) BrokerLink (Canada)
Canadian brokerage offering seasonal and specialty motorcycle coverage
www.brokerlink.ca
Below is a list of independent providers that may offer temporary or specialty coverage for foreign-registered motorcycles:
⚠️ Important
Motorcycle Express Services and Motorcycles In Motion are not affiliated with these providers. Availability and eligibility vary, so it’s important to confirm all details directly with the insurer before making arrangements.
Disclaimer
The providers listed above are independent companies and are not affiliated with Motorcycle Express. We do not sell, administer, or endorse their policies, nor do we receive compensation from them. All coverage decisions, eligibility requirements, and policy terms are determined solely by each provider. Riders should review all details directly with the insurer to ensure the coverage meets their needs.
🛡️ European Motorcycle Insurance (Green Card) – Powered by Tour Insure
If you’re riding your motorcycle through Europe, the UK, or beyond, you’ll need valid international liability insurance — often referred to as a Green Card.
To make this simple for our riders, Motorcycle Express has partnered with Tour Insure, one of Europe’s most reputable providers of Green Card coverage for foreign-registered motorcycles.
Why Tour Insure?
Tour Insure offers:
✔️ Reliable Green Card insurance for U.S. and Canadian motorcycles
✔️ Coverage accepted throughout the EU, UK, Switzerland, and neighboring countries
✔️ Flexible policy lengths for short trips or extended tours
✔️ Friendly, English-speaking support
Simple and Straightforward
With Tour Insure, riders can:
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Apply online in just a few minutes
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Receive digital documents quickly
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Travel confidently knowing their coverage meets European requirements
Exclusive Benefit for Motorcycle Express Riders
Use affiliate code ME05 when purchasing your policy to receive:
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5% discount on your premium
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5% support credit that helps us continue assisting riders worldwide
How to Start Your Coverage
Step 1 — Complete the Application
Fill out the Tour Insure Green Card application here, where you will also see the rates — and your ME05 discount code will give you 5% off:
👉 https://www.tourinsure.de/international-motor-insurance-and-frontier-insurance/motorcycle/europe
Step 2 — Send Tour Insure a Quick Email
After submitting the form, please email Tour Insure to ensure your ME05 code is applied.
Subject line:
Green Card Inquiry – ME05
Body:
“Hi, I’m completing the Green Card Insurance application and was referred by Carrie from Motorcycle Express. I was advised to give you the discount code ME05. Thank you in advance.”
Payment Note
TourInsure may require payment by credit card over the phone to finalize coverage, so please be prepared for that step.
